PRADAN MANTRI AAWAS YOJANA 2022 PMAY

PRADAN MANTRI AAWAS YOJANA:FEATURES, BENEFITS,HOW TO APPLY,RESULTS LIST AND FAQ

Today we will give you the details about the PRADAN MANTRI AAWAS YOJANA. You will get all the details about this pm yojana like its what is this pm aawas yojana, what are its benefits, Eligibilty creiteria, how can apply you apply  for this yojana, the results list of yojana of the year 2020 and also 2021 and also you will get to know some of the FAQ. So I think this article would be helpful to you also show your experience in description.

PRADAN MANTRI AAWAS YOJANA HEALTHPROS
PRADAN MANTRI AAWAS YOJANA HEALTHPROS

WHAT IS PRADAN MANTRI AAWAS YOJANA?

Pradhan Mantri Awas Yojana is a mission run by our PM and it was launched on 25th June 2015. This mission was with the goal of providing the housing for all the people in urban areas by the end of 2022. It is such a great mission run by our honorable PM. In this mission the government intent to provide the help to the needed by Central Assistance to the implementing agencies through States and  the Union Territories (UTs) and also Central Nodal Agencies for giving the benefits to all the eligible family.

The PMAY  aims to provide the homes to the needed individual 20 million by the end of the 2022. The Government has reduced the rate of the GST on the loans taken under this PM AWAS YOJANA.

The finaly motive to the government is to provide the homes to the needed because the homes are the most important thing in any ones life also you know the growing prices of the real estate so to help the real needed one government has started this scheme. As per my opinion the Government has taken the best step to run the PM AAWAS YOJANA to help the needed one.

FEATURES AND BENEFITS OF PM AAWAS SCHEME.

A person who takes the subsidy under this PMAY YOJANA will get the interest rate at 6.5% p.a un housing loan for the term year of 20 for all the beneficiaries cames under this scheme.

This PMAY YOJANA covers entire urban areas in our country which include 4041 statutory towns with the priority of 500 class 1 cities.

Under this schemes seniors citizen will be given the preference to get allocation in the ground floor

Also the best tand eco friendly technologies will be used for the construction inder this scheme.

 

PRADAN MANTRI AAWAS YOJANA BENEFICIARIES

The beneficiaries under the PMAY scheme can be listed as follows:

Middle Income Group I (MIG I)            WITH THE ANNUAL INCOME OF RS6-12 LAKH

Middle Income Group I (MIG II)           WITH THE ANNUAL INCOME OF RS12-18 LAKH

Lower Income Group (LIG)                 WITH THE ANNUAL INCOME OF RS 3-6 LAKH

Economically Weaker Section (EWS) WITH THE ANNUAL INCOME OF UPTO RS3 LAKH.

 

PMAY Interest Subsidy

PARTICULAR I INTEREST SUBSIDY Maximum Loan for Subsidy
EWS 6.50% p.a. Rs.6 lakh
LIG 6.50% p.a. Rs.6 lakh
MIG -1 4.00% p.a. Rs.9 lakh
MIG-2 3.00% p.a. Rs.12 lakh

 

How to Get PMAY Interest Subsidy?

 

Apply for a home loan from any one of the listed lending partner and ask them for the PMAY SCHEME subsidy

The government lending partner will review your loan application and check in which categories  your loan cames and send after review it would be send to the Central Nodal Agency.

After your application will verified by the the Central Nodal Agency. They will distribute the subsidy to the lending partner.

The government lending partner will credit the loan amount to your bank account . which will help you to lower your total loan amount.

You can continue paying the EMIs towards the balance loan amount.

 

 

PMAY Customer Care Helpline Numbers

In case of any queries relating to the application process, interest rates and any other scheme related queries, customers can contact the toll free helpline number:

  • 1800-11-6163 (Urban, HUDCO)
  • 1800-11-3388 (Urban,NHB)
  • 1800-11-3377 (Urban,NHB)
  • 1800-11-6446 (Gramin)

OFFICAL WEBSITE

PMAY

 

 

TOP 10 BANK PROVIDING THE LOAN UNDER THE PMAY SCHEME

  1. BANK OF BARODA
  2. STATE BANK OF INDIA
  3. AXIS BANK
  4. ICICI BANK
  5. IDFC BANK
  6. BANDHAN BANK
  7. BANK OF INDIA
  8. HDFC BANK
  9. IDFC BANK
  10. CANARA BANK

 

 

 

FAQ RELATED TO THE PRADAN MANTRI AAWAS YOJANA 2022 PMAY

 

 

1.How much times does it takes to get the subsidy loan amount in our bank under pmay

After verifying all the details of our submitted application they will transfer the money in our bank  account it usally takes time of 4-5 months.

 

  1. Can a woman apply for the PMAY SCHEME?

YES woman can apply for this scheme and woman application will be given a priority            b if you alone running our home with very low income. But if you husband or father with  b whom your are currently living has also applied then your application will be declined.

 

3.IF I am a senior citizen what benefit I can get?

If you are a senior citizen then you will be given a priority your application also you will  b get the so much benefits also you will get the access to the ground floor house.

 

4. what does DBT means under PRADHAN MANTRI AWAS YOJANA?

DBT means Direct Benefit Transfer. Under this people will get their benefitted amount directly under their bank account instead of going to any random office. In this the the beneficiaries will get amount under his bank account which going to any office.

 

5.How long does this pmay scheme will run?

The deadline of this project is untill 2022 but this date ensures that all the region covered under this scheme and also the construction of this house take more longer time but the time does matter government goal is to provide the house to everyone who really need this house and they will help everyone to buy their dream house.

 

6. what is the maximum annual income supposed to get eligible under this PMAY SCHEME?

To get eligible under the PMAY SCHEME you annual income should not to be more than RS 18 lakh.Under the RS 18 lakhs any one can get elegiblr under this scheme.

7.What are the importance Central nodal Agency under PMAY SCHEME?

Government have made these bodies to create a transparence under the credit given under this scheme. And also to check no one can make cheating with this scheme.

8.If I don’t have aadhar card then can I apply for PMAY scheme?

In order to apply online, it is mandatory for all citizens to have an Aadhaar Card. It is advised to get your Aadhar

9. DO I have to pay any charges for the Registration under this PMAY scheme

You will only have to pay Registration fees of RS 25 + taxes  at the services center.

10. Which bank gives Pradhan Mantri Awas Yojana?

There are serval bank which provide you the service almost every bank will provide you the scheme only you have to go and ask for the PMAY SUBSIDY SCHEME.

Below are the list of some of the most common bank of our country providing this PMAY SCHEME.

TOP 10 BANK PROVIDING THE LOAN UNDER THE PMAY SCHEME

  1. BANK OF BARODA
  2. STATE BANK OF INDIA
  3. AXIS BANK
  4. ICICI BANK
  5. IDFC BANK
  6. BANDHAN BANK
  7. BANK OF INDIA
  8. HDFC BANK
  9. IDFC BANK
  10. CANARA BANK

 

  1. Can I apply for PMAY ONLINE?
  2. HOW can I check the status of my PMAY aApplication
  3. How can I check the result list of PMAY scheme?
  4. What are result of the PMAY schemes of 2020
  5. Where we can check the PMAY scheme of 2021
  6. How can I download pm Awas Yojana list?

ALL THE BELOW QUESTION WERE SOLVE IN THE ABOVE ARTICLE

HOW CAN WE GET benefits BY THIS PM AAWAS YOJANA

WHAT ARE THE benefits zOF PRADAN MANTRI AAWAS YOJANA

PRADAN MANTRI AAWAS YOJANA LIST 2021

PRADAN MANTRI AAWAS YOJANA 2020 LIST

benefits Pradhan Mantri Awas Yojana Online Form 2021

pradhan mantri awas yojana online apply 2020-21 list

How do I check my PMAY List 2020 21?

can I apply for PMAY Scheme 2021 22?

How can I check my Pradhan Mantri Awas Yojana Gramin list?

can I download pm Awas Yojana list?

How can I check my Pradhan Mantri Awas Yojana?

Which bank gives Pradhan Mantri Awas Yojana?

THANKS FOR READING.

 

 

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